With a credit card with a rewards program, you can exchange your points for exclusive items such as gift certificates, hotel accommodation, and the like. All you need to do is to accumulate your credit card points with your purchases.
Do you own a credit card with a rewards program? Here’s a guide on how you can redeem your credit card points.
How Credit Card Rewards Points Work
Rewards points are incentives that your issuing bank offer based on how much you spend. The rewards differ by credit card type and by the card issuer. For example, BPI gives 1 point for every Php 35 spend using BPI Express Credit, Blue Mastercard, and Gold Mastercard.
Just by using your credit card in partner merchants and establishments, you can earn rewards points that can be exchanged for exclusive items. Truly, it is such an advantage to be rewarded as you use your card more.
How to Redeem Credit Card Points
Here’s how you can redeem credit card rewards points from the top banks in the Philippines.
BPI
Which BPI credit cards are eligible for rewards?
Use the following BPI credit cards so you can earn points on qualified transactions.
- Blue Mastercard
- Gold Mastercard
- eCredit Mastercard
Earn 1 point for every Php50 spend using the following BPI credit cards:
- Edge Mastercard
- Corporate Classic
- Corporate Mastercard
How can I redeem my credit card points from BPI?
You may call the BPI 24-hour customer service at +632 889-10000 to know more about the redemption process.
Photo credit: www.bpi.com.ph
Citibank
Which Citibank credit cards are eligible for rewards?
Here are the following Citi credit cards that qualify for the Citi Rewards program:
- Citi Rewards
- Platinum Mastercard
- Platinum Visa
- Citi Classic / Gold Visa
- Citi Classic / Gold Mastercard
How can I earn credit card points for Citi rewards?
For every Php30 spend, you earn 1 point. You can also earn as much as thrice the reward points when you use a specific Citi credit card at participating stores and merchants.
How can I redeem my credit card points from Citi credit card?
Log onto your Citi mobile app or Citibank online to redeem your rewards. Or you can also call Citiphone at +632 8995-9999.
Photo credit: www.citibank.com.ph
EastWest Bank
Which EastWest credit cards are eligible for rewards?
Here is a list of EastWest credit cards that are eligible to earn rewards points or miles:
- Priority Visa Infinite
- EastWest Visa and Mastercard
- DLSAA Mastercard
- Platinum Mastercard
- Dolce Vita Titanium Mastercard
- EastWest Singapore Airlines KrisFlyer World Mastercard
- EastWest Singapore Airlines KrisFlyer Platinum Mastercard
How do I redeem rewards points using my EastWest credit card?
You may call the EastWest customer service hotline at +632 8888-1700 to redeem your rewards points. Alternatively, you may also send an email to cards@eastwestbanker.com
Photo credit: www.eastwestbanker.com
Metrobank
Which Metrobank credit cards are eligible for rewards?
With the following credit cards, you earn 1 point for every Php20 spend. You can also get extra points when you use a specific card on qualified categories or at certain establishments.
- Rewards Plus Visa
- Toyota Mastercard
- Titanium Mastercard
- Femme Signature Visa
- World Mastercard
- Peso Platinum Mastercard
How do I redeem rewards using my Metrobank credit card rewards points?
On Facebook Messenger, chat with @MiaofMetrobankCard. Follow these steps to redeem your rewards instantly:
- Type “Card Services” and press Send. You will be directed to a secure page.
- Type in your 16-digit card number.
- Select “Redeem Rewards”; Key in your security code.
- Click on the item that you want to redeem.
- Wait for the eVoucher that will be sent via SMS.
Another way to redeem your points is by sending an. Email tocustomerservice@metrobankcard.com . You may also call Metrobank Credit Cards Customer Service at +632 88700-700.
RCBC
Which RCBC credit cards are eligible for rewards?
Here are the following credit cards that earn points. Depending on the type of your RCBC credit card, you can exchange your points for different rewards.
Gold and Classic Cards
- Flex Visa
- Classic Card
- Gold Card
- Flex Gold Visa
Premium Cards
- Visa Infinite
- Visa Platinum
- World Mastercard
- Black Card Platinum Mastercard
- Diamond Card Platinum Mastercard
- JCB Platinum
- UnionPay Diamond Card
- YGC Rewards Plus Program
- Hexagon Club
Co-Branded Cards
- Landmark Anson’s Mastercard
- Wilcon Mastercard
- Mango Mastercard
- Sta. Lucia Mastercard
- AirAsia Credit Card
How do I redeem rewards using my RCBC credit card?
Call the RCBC Customer Service at +632 8888 1888 or send an email to email@service.rcbcbankard.com
Photo credit: www.rcbcbankard.com
Unionbank
Which Unionbank credit cards are eligible for rewards?
- Platinum Visa
- Miles Plus Visa
- Gold Mastercard
- Platinum Mastercard
- Insular Life Classic Visa
- Insular Life Gold Visa
- Philippine Academy of Ophthalmology Visa
- Suy Sing Visa
- Cebu Parklane International Hotel Visa
- Burgoo Visa
- Home Depot Visa
- The North Face Visa
- First Life Visa
- Philippine Medical Association Visa
- Sacred Heart School Ateneo De Cebu Visa
- St. Paul College Pasig Visa
How do I redeem rewards using my Unionbank credit card?
Simply log in to your Unionbank online account to view your available rewards points, browse rewards, and redeem your preferred rewards.
Photo credit: www.unionbankph.com
AUB
Which AUB credit cards are eligible for rewards?
Here are the following AUB credit cards that earn 1 rewards point for every Php 50 spend:
- Platinum Mastercard
- Gold Mastercard
- Classic Mastercard
- Easy Mastercard
How do I redeem rewards using my AUB credit card?
To redeem your rewards, call the AUB Customer Hotline at +632 8282 8888. Alternatively, you may fill out a redemption form on AUB Online Banking or on the AUB mobile app.
Photo credit: www.aub.com.ph
Final Thoughts
With a rewards program, spending is made more enticing for credit cardholders. Just remember to use your credit card wisely and responsibly by managing your spending and maximizing the credit card features.
