Find your perfect match!

BDO credit card has a wide range of credit card products which are designed for people with different needs. It has special deals and promotions when you shop. It also offers reward points from your favorite retail stores.

So if you’re keen on getting a credit card, here is where you will find out about the different BDO cards and how to apply for a BDO credit card.

Get to know BDO credit cards

Photo credit: https://www.bdo.com.ph/personal/credit-cards

1. BDO ShopMore Mastercard

• Annual Income Requirement: Php 260,000
• Annual Fee: Php 1,500 (Php125 / month)
• Monthly interest rate: 2%
• Get perks, freebies, or discounts when you use at partner stores
• With EasyPay Installment, you can purchase big-ticket items such as appliances, furniture, & gadgets on installment. Choose up to 36 months of monthly installment.
• Get discounts & exclusive deals when you use your BDO credit card at partner websites.

2. Standard Mastercard

• Annual Income Requirement: Php 260,000
• Annual Fee: Php 1,500 (Php125 / month)
• Monthly interest rate: 2%
• Earn 1 reward point for every Php 50 spend
• Get perks, freebies, or discounts when you use at partner stores
• With EasyPay Installment, you can purchase big-ticket items such as appliances, furniture, & gadgets on installment. Choose up to 36 months of monthly installment.
• Free Virtual Card to make your online shopping more secure and enjoyable.
• Get discounts & exclusive deals when you use your BDO credit card at partner websites.

3. BENCH Mastercard

• Annual Income Requirement: Php 260,000
• Annual Fee: Php 2,400 (Php200 / month)
• Monthly interest rate: 2%
• Get an exclusive 20% discount when you shop every Monday in any Bench / Partner Global Brands (Aldo, Charles & Keith, La Senza, American Eagle Outfitters, etc.)
• Get an exclusive 10% discount for online purchases made at BENCH
• Earn 2x credit card points for when you shop at any Bench / Partner Global Brand nationwide.
• 0% Installment options when you shop in any Bench / Partner Global Brand

4. Gold Mastercard

• Annual Income Requirement: Php 420,000
• Fee Annual: Php 2,400 (FREE On The 1stYear)
• Monthly interest rate: 2%
• Up to 50% off at select prime dining establishments
• Get exclusive discounts from top online partners
• Earn cash rebates when you use your BDO Gold Mastercard for gas, drugstore, supermarket, restaurant, and online purchases.

5. Titanium Mastercard

• Annual Income Requirement: Php 420,000
• Annual Fee: Php 4,500
  1. Automatically waived when cardholder spends Php 600,000 / year
• Monthly interest rate: 2%
• Earn 1 reward point for every Php 40 local spend and USD 1 international purchases
• Worry-free online shopping with the E-Commerce Purchase Protection Insurance.
• Enjoy exclusive cash rebates in shopping, dining ot essential purchases
• Enjoy the specially curated offers of Mastercard Priceless Specials

6. Visa Classic

• Annual Income Requirement: Php 260,000
• Annual Fee: FREE for the firstyear
• Monthly interest rate: 2%
• Earn 1 reward point for every Php 50 spend
• Get perks, freebies, or discounts when you use at partner stores
• With EasyPay Installment, you can purchase big-ticket items such as appliances, furniture, & gadgets on installment. Choose up to 36 months of monthly installment

7. Visa Gold

• Annual Income Requirement: Php 420,000
• Annual Fee: Php 2,400
  1. Free for the firstyear
  2. Automatically waived when cardholder spends Php 300,000 / year
• Monthly interest rate: 2%
• Earn 2x credit card points on entertainment and dining purchases
• Enjoy Visa Gold exclusives- up to 50% off at partner restaurants and other exclusive discounts

8. Visa Platinum

• Annual Income Requirement: Php 420,000
• Annual Fee: Php 4,500
  • Free for the firstyear
  • Automatically waived when cardholder spends Php 600,000 / year
• Monthly interest rate: 2%
• Earn 1 reward point for every Php 40 local spend and USD 1 international purchases
• Enjoy Visa Platinum exclusive privileges
• Have comfort & convenience when you travel with the free “Priority Pass” membership.

How to apply for a BDO credit card

• Go to the official website
• Fill out the application form online.
• Prepare scanned copy or photocopy of the following documents:
  • Valid ID with photo
  • Photocopy of the front portion of the other card
  • Proof of income BIR Form 2316, COE, latest payslip
• Click “Submit” and review the summary of your application

Final Thoughts

In choosing a BDO credit card, choose the one that perfectly fits your lifestyle and needs.It will be easier for you to decide once you know for what purpose you will use the credit card and the rewards that you prefer.