Keen on a BDO credit card application? Find out more about it here.

Photo credit：https://www.bdo.com.ph/personal/credit-cards

Once you have decided which BDO credit card fits your lifestyle and needs, it is now time to find out what it takes to prepare for a BDO credit card application. Eligibility, documents, bank fees, and charges are just some of the things you might need to know.

Check if you’re qualified

• Must be 21- 70 years old
• Must be a Filipino citizen or a foreigner residing in the Philippines for the last 2 years
• Must have an active landline (office or residence) or mobile phone number
• Must have the required annual income:

1. 1. BDO ShopMore Mastercard: Php 260,000
   2. Standard Mastercard: Php 260,000
   3. BENCH Mastercard: Php 260,000
   4. Gold Mastercard: Php 420,000
   5. Titanium Mastercard: Php 420,000
   6. Visa Classic: Php 260,000
   7. Visa Gold: Php 420,000
   8. Visa Platinum: Php 420,000

Required Documents for BDO credit card application

For those with existing cards

• Photocopy of latest BIR Form 2316 and Certificate of Employment (COE) or latest payslip
• Photocopy of last 2 months’ credit card statement of account
• 1 Valid ID with photo

For those without existing cards

Employed Individuals

• Photocopy of latest BIR 2316 signed by employer’s authorized representative
• Original copy of COE and Income (COEI) indicating status, length if service and compensation
• Photcopy of latest full month payslip

Self Employed Individuals

• Photocopy of Business Name Registration
• Photocopy of latest ITR and W4 with BIR / bank stamp
• Audited Financial Statements (AFS) for the last 2 years
• Bank statements for the last 3 months

Bank Fees and Charges

• Annual Fee: Php 1,500- Php 5,000
• Interest Rate: 2.00%
• Cash Advance Fee: 5% of the amount withdrawn or Php 500 / USD10, whichever is higher
• Late Payment Fee: up to 7% of the overdue amount
• Card Replacement Fee: Php 400 for every card replacement

Things You Need To Know

How do I apply for a BDO credit card?

It’s so easy. Go to the BDO official website to select your preferred card.  

How do I find out if my BDO card application was approved?

You can find out the status of your application by using the BDO official website online service.

Other Important Information

• You need to immediately sign at the back of the card for security purposes.
• Always check the details of your Statement of Account. Any error may be reported to BDO Customer Contact Center at 8631-8000
• To avoid penalties, you need to pay your credit card bills on time.
• For lost or stolen cards, immediately report it to BDO Customer Contact Center at 8631-8000