Do you want to know easy ways to check your Credit Card balance?
Once you own a credit card, you need to regularly check your credit card balance and billing statement. This way, you would know how much you can still spend on the month you plan to use your credit card.
Did you know that aside from the monthly billing statements you receive, there are faster and more convenient ways to check your credit card balance, billing statement, and transaction history?
Here are the four easy ways:
1. Online Banking
These days, a lot can be done online. One of the things you can check over the internet is your credit card balance. But first, make sure that you enroll your card in the issuing bank’s online banking facility. Once set up is done, It will now be easy for you to track your balance and transaction history. You can also view, download, and print your monthly billing statements!
How to Check Credit Card Balance thru BDO Online Banking
- Visit the BDO Online Banking login site
- Encode your user ID and password.
- Under <Credit Card>, you can see your available credit limit and outstanding balance
- Click your card number to view your credit card account details
- Under <Navigate> menu, click “Monthly Billing Statement” to view your monthly credit card bill
How to Check Credit Card Balance thru BPI Online Banking
- Visit the BPI Online Banking login site
- Encode your user ID and password.
- Click Other Services> Credit Card Services> Statement of Account to view your monthly credit card bill.
How to Check Credit Card Balance thru Metrobank Online Banking
- Visit the Metrobank Online Banking login site.
- Encode your user ID and password.
- Select “Credit Card Accounts”.
- Encode your 16-digit credit card number. You will be directed to your credit card statement summary.
- Click “Transaction Details” to view your transaction history.
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2. Mobile Banking App
Are you always on the go? No problem! You can monitor your credit card balance using your phone. Just make sure you have an online banking account with your issuing bank.
Once you have an online banking account, download the mobile banking app, open it and log in using your online banking username and password details.
If you are a BDO credit cardholder, you can quickly view real-time credit card balance through the app’s Quick Balance feature. Just tap the Quick Balance icon to instantly display your credit card balance.
3. eStatement thru Email
You can also receive your billing statements through your email. This is possible for HSBC, Security Bank, Metrobank, RCBC, and PSBank cardholders. To receive this via email, fill out and submit a registration form to your issuing bank.
e-Statement is a password-protected PDF document which your card provider sends to your registered email address. This PDF document can be viewed, downloaded, and printed for your convenience.
How to Enroll for e-Statement thru Email
- HSBC: Fill out the registration form for e-Statement.
- Metrobank: Call the customer service hotline at 88-700-700 or 1-800-1888-5775.
- PSBank: Call the customer service hotline at 8845-8888.
- RCBC Bankard: Fill out the e-Statement thru its e-mail service enrollment form.
- Security Bank: Visit thebank’s Credit Card Services page, click the “Enrollment of ESOA’icon, and fill out the form.
4. Phone Banking
Banks such as BPI and ChinaBank allow their customers to inquire about credit card balances through phone banking.
Call your bank’s customer service hotline to find out if your issuing bank offers this service.
How to Check BPI Credit Card Balance thru Phone Banking
- Call 89-100 for Metro Manila, or (+632) 889-1000 for domestic long distance, or 1-800-188-89100 for domestic toll-free calls, or (+632) 889-10000 for mobile phone and international access.
- Press 2 for Credit Cards.
- Press 1 for Balance Inquiry.
- Enter your 16-digit credit card number.
How to Check China Bank Credit Card Balance thru Phone Banking
- Call China Bank TellerPhone at 888-55-888 (or 1-800-1888-5888 if you’re calling from outside Metro Manila).
- Press 2 for Credit Card Services.
Final Thoughts
These 4 ways make it easy and convenient for you to check your credit card balance, anytime, anywhere. Aside from your card balance, do remember your due date and pay the monthly balance in full to avoid getting into debt.
